Personal Contract Purchase (PCP)

Personal Contract Purchase is a Suzuki Finance that can help you buy your dream car with lower monthly repayments than a Hire Purchase product. This is because a large proportion of the amount you repay is deferred into an optional final repayment.

The main difference with Personal Contract Purchase, is the option to choose what you do at the end of the agreement. You can part exchange the vehicle, return the vehicle (return conditions apply), or pay the optional final repayment and own the vehicle.

A Personal Contract Purchase agreement is ideal if you'd like to keep your options open as you won’t be paying the full value of the car (unless you decide to buy it at the end).

Other benefits of Personal Contract Purchase include...

• Flexible deposit options
• Fixed interest rate over your chosen period (2-4 years)
• Fixed monthly repayments to suit your budget
• Set your annual mileage up to 24,000 miles.
• Borrow any amount from £3,000 for new vehicles and from £2,000 on used.